Disclaimer: 4 Minute Finance provides general financial education and is not a registered investment adviser, financial planner, tax professional, attorney, or other financial services provider. Information provided is for educational purposes only and is not individualized financial, investment, tax, legal, or accounting advice. Investing involves risk, including possible loss of principal. Individual results vary, and no financial outcome is guaranteed. See our Financial Disclaimer in Terms & Conditions and Privacy Policy for additional information.

Casey Spell is a physician and is the founder of 4 Minute Finance. His professional credentials and experience in medicine should not be interpreted as financial, investment, tax, legal, or insurance credentials. 4 Minute Finance is an educational platform and does not provide individualized financial planning or investment advisory services.